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The latest figures from the Department of Labor indicate the number of uninsured individuals is growing. Critics say HSAs are part of the answer to this trend but others claim the results are deceiving.
Experts argue that HSAs are a step in the long process of containing healthcare costs and insuring more Americans. The Commonwealth Fund has just released a study charging that Consumer-directed healthcare (CDHC) is not likely to curb healthcare costs and indeed, may even worsen health outcomes. The new study postulates that CDHCs will reduce patients’ receipt of needed preventive care and particularly affect individuals with chronic conditions
Awareness of Health Savings Accounts (HSAs) and utilization of them for the benefit of both employer and employees are growing—perhaps more rapidly than experts had expected. Two still uncompleted polls of more than 2,500 small business owners show a growing awareness of the advantages of these new healthcare plans. Awareness grew by more than 14 percentage points in the past two months alone, according to JoAnn Laing, President of Information Strategies, Inc.
As the economy continues to shift towards more service-oriented jobs, a new report indicates that the number of Americans with job-related health benefits declined to 63% from 67% between 2001 and 2003.

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